Gruha Lakshmi Scheme 2024 Karnataka: Application Process, Eligibility, Benefits

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The Gruha Lakshmi Scheme is a significant scheme that has been launched by the government of Karnataka to develop the livelihood of women and develop their standards of life. The Gruha Lakshmi Scheme has been found to improve the lives of women by providing them a beneficiary amount to have an independent lifestyle. The scheme assists the women who are laborers, homeless, and even housewives are provided with beneficiary payment directly to the registered bank account of the applicants. 

 

Based on recent reports the Gruha Lakshmi Scheme is found to provide beneficiary payments to more than 1.28 crore women on a monthly basis, the residents of Karnataka greatly benefited from the beneficiary payment provided by the government through the Gruha Lakshmi Scheme. The lifestyle of women is seen a gradual improvement as they receive financial support from the government every month an amount of Rs. 2000 will be paid directly to the bank account which was registered in the application form. In this article, a vast amount of information and distinct knowledge about the application process, eligibility criteria, benefits, and various other information are discussed in detail.

 

Overview of the Gruha Lakshmi Scheme

 

The Gruha Lakshmi Scheme has a major objective to develop the lifestyle of the women who are living in the state of Karnataka by providing them monthly financial assistance. The housewives are also provided with beneficiary payment which helps them to have certain financial independence and that amount can also be to support their family by contributing the amount. The women who are eligible to apply for the Gruha Lakshmi Scheme can apply through the application form which can be found on the official website of the Gruha Lakshmi Scheme. An overview of the scheme is given with all the important things to be known by the applicants. The overview is as follows: 

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Name of the Scheme Gruha Lakshmi Scheme 
Launched by  The Government of Karnataka 
Benefits  Financial Support being offered to women of Karnataka 
Mode of Application  Both Online and Offline 
Launched in the year  July 19, 2023
Beneficiaries  Female Residents of Karnataka 
Location  All Over Karnataka 
Helpline Number  190700192216
Official Website  www.sevasindhugs.karnataka.gov.in 

 

Eligibility Criteria for the Gruha Lakshmi Scheme

 

The applicants who want to avail themselves of financial support from the Gruha Lakshmi Scheme should possess certain qualities as an eligibility criterion which is established in the official website of the scheme. Applicants who do not fit into the criteria of eligibility will not be allowed to apply for the Gruha Lakshmi Scheme. The eligibility criteria are mentioned below:

 

  • The female applicant should be from the family that is considered as a family belonging to the Below Poverty Line (BPL), Above Poverty Line (APL), and the families that are considered to be the marginal families of Karnataka are the eligible applicants to proceed with the application process.

 

  • Applicants who wish to benefit from the scheme should be the permanent resident in the state of Karnataka.

 

  • The name of the female applicant who applies for the scheme should be the head of the family and it should be mentioned in the ration card. The applicants can also change that feature in their ration card and apply for benefits through the scheme.

 

  • The beneficiaries can be provided to only one woman of the family who is considered to be the head of the family.

 

  • The female applicants who are working in government sector jobs and those who pay taxes are allowed to apply for the Gruha Lakshmi Scheme as the scheme should be provided for the deserving applicants.
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  • The applicants are required to submit the certificates related to the Income tax to apply for the Gruha Lakshmi Scheme.

 

Benefits of the Gruha Lakshmi Scheme 

 

The Gruha Lakshmi Scheme benefits a large number of females in the state of karnataka which can be seen evidently through the number of applications that have been applied by the female applicants who wish to get benefit from the financial aid provided by the Gruha Lakshmi Scheme. The beneficiaries of the scheme are discussed in detail which are mentioned in the official website shown below: 

 

  • The Gruha Lakshmi Scheme which was launched by the Karnataka Government has the major benefit of improving the lifestyle of the female applicants who are from the financially deprived background.

 

  • The eligible applicants who have applied for the beneficiary payment provided by the Gruha Lakshmi Scheme will be paid an amount of Rs. 2000 as financial support to the female who is considered to be the head of the family. To provide financial freedom and support their family.

 

  • The applicants who have applied for the Gruha Lakshmi Scheme will be benefited from the beneficiary payment which is directly paid to the bank account of the applicants who have registered in the Gruha Lakshmi Scheme.

 

Required Documents for the Gruha Lakshmi Scheme 

 

The applicants are required to submit certain documents as mentioned on the official website of the Gruha Lakshmi Scheme. The documents which are meant to be submitted are as follows: 

 

  • Aadhar Card
  • Residential Certificate
  • Ration Card
  • Bank Passbook
  • Contact Number 

 

These certificates are required to be submitted in the application form by the applicants and all the original information should be submitted without making any mistakes. 

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Application Process of Gruha Lakshmi Scheme

 

The eligible applicants who wish to benefit from the beneficiary payment of the Gruha Lakshmi Scheme should fill out the application process and register to be added to the beneficiary list. The steps which are required to be followed to apply without making any mistakes are shown below: 

 

  1. The female applicant should read the criteria of eligibility clearly and verify whether they are eligible to proceed with the application process, before starting the process of application.
  2. After verifying their eligibility, the applicants can start the application process by opening the official website of the Gruha Lakshmi Scheme.
  3. The home page of the scheme will be opened on the screen and the applicant is required to click the “Gruha Lakshmi Scheme” link by locating it on the home page. 
  4. The application form will be opened on the screen and all the details about the personal details and academic details as mentioned in the application form should be entered by the applicant. All the details are required to be entered without any mistakes. 
  5. The certificates that are mentioned in the application form should be submitted by scanning. The applicants are advised to scan with proper lighting to capture a clear image of the certificates.
  6. After completing all the steps which are mentioned above the applicant can submit the application process after verifying the application form and submit the application form.

 

Frequently Asked Questions (FAQs)

 

1) When did the Gruha Lakshmi Scheme was launched?

Answer: The scheme was launched on July 19, 2023.

 

2) How much money will be received by the beneficiaries? 

Answer: Rs. 2000 will be paid to the beneficiaries every month. 

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