Odisha Government’s KALIA Scheme- Financial Help for Odisha Farmers: Eligibility, Benefits & Application

The Odisha Government has provided relentless services in the past and present to make the people of their state have a better life. The major motive of the government is to make the people who are below the line of poverty thrive to have a good life by launching various schemes. The Odisha Government’s KALIA Scheme has been in action from the year 2019, the major idea of the scheme is to develop the livelihood of the small-scale and financially deprived members of the farmer’s community by providing financial assistance. The KALIA Scheme is expanded as “Krushak Assistance for Livelihood and Income Augmentation.” It’s been found to improve lots of small-scale and landless farmers’ lives. This article explains clearly the eligibility of the farmers who can apply for the scheme, the application process, the benefits of the scheme, and various other important details.

 

KALIA Scheme Overview

 

The education and agricultural sectors have been found to be developed significantly based on the hard work of the government to make the lives of people have a better life. The KALIA Scheme has been announced in the year between 2018 and 2019. The scheme benefits the majority of the farmers in the state of Odisha. The financial assistance provided by the government will be fully received by the registered farmers because of the direct payment of the amount to the farmer’s bank account and there is no middleman in this activity. A detailed overview of the KALIA Scheme is mentioned below: 

 

• Scheme Name: Krushak Assistance for Livelihood and Income Augmentation (KALIA)

 

• Eligible: Farmers who are agricultural laborers without land, cultivators, and small-scale farmers.

 

• Year of Launch: 2018 to 2019

 

• Mode of Application: Offline by filling form

 

• Official Website: www.kalia.odisha.gov.in. 

 

KALIA Scheme Eligibility Criteria

 

There are certain things to be followed as eligibility criteria and the farmers who are eligible based on the norms of the scheme will be receiving the financial assistance offered by the government of Odisha through the KALIA Scheme. The eligibility criteria mentioned by the nodal department are mentioned below: 

 

• The farmers are required to be permanent residents in the state of Odisha to apply and get the beneficiary amount by the KALIA Scheme. 

 

• The farmers who are applying for the KALIA Scheme should be small or marginal farmers. The farmers who have cultivable land of 2.5 acres to 5 acres are considered to be small-scale farmers and the farmers who have cultivable land of less than 2.5 acres are known as the marginal farmers. 

 

• The farmers’ whole households involved in the agricultural works without any own land are also eligible to apply for the KALIA Scheme. 

 

• The Scheme can be applied by farmers who have a vulnerable household, which consists of weak, old age farmers, with any sort of disability is considered to be vulnerable.

 

• The farmers who are working as agricultural laborers without any particular field of their own can also apply for the beneficiary payment through the KALIA Scheme.

 

• The farmers who have family members working in government jobs or even former workers are not allowed to apply for the KALIA Scheme. 

 

• None of the members should be in a professional job like doctor, engineer, teacher, or lawyer and there should not be any taxpayers in the family. 

 

Benefits Provided by the KALIA Scheme 

 

The KALIA Scheme provides financial assistance for farmers who are financially deprived and in need of help. There are various options available in the KALIA Scheme based on the role and beneficiary payment required by the farmer. The benefits are as follows: 

 

• Assistance Provided for Cultivation

• • The financial assistance of Rs. 25,000 has been announced for the cultivation. 
  • The farmers who are considered as the small scale farmers and marginal farmers are given the amount of Rs. 25,000.
  • The beneficiary payment of Rs. 25,000 is paid to the farmers over five seasons which is given in an Installment of Rs. 5,000 every season. 
  • The amount is directly paid to the bank account registered by the farmers who have applied for this by providing valid documents.
  • The amount can be used based on the farmer’s needs, they can use it either to purchase stuff like fertilizer, seeds, and other important things for cultivation or they can use it for labor works which is completely based on the decision of the land owner.

 

• Assistance Provided for the Landless Agricultural Households

• • The farmers who do not possess any piece of land on their own and continue to work in the fields related to the agricultural sector are provided with the beneficiary amount of Rs. 12,500.
  • The farmers who belong to the Scheduled Caste and Scheduled Tribe are majorly assisted with this financial assistance.

 

• Beneficiary Payment for the Vulnerable Household

• • The farmers who are with any kind of disease or disorder, old age are the things considered to be Vulnerable.
  • The vulnerable farmers and agricultural laborers who work in other fields as they do not possess any piece of land are provided with financial assistance of Rs. 10,000. 

 

• Life insurance 

• • A loan amount of Rs. 2 lakh is offered by the KALIA Scheme, a life insurance for the cultivators and the agricultural laborers who are landless. 
  • A loan of Rs. 2 lakh is also provided for the accident insurance. 
  • The loan amount is applicable for farmers between the age of 18 and 50 years.

 

• Loan for crops 

• • All the farmers who have registered in the KALIA Scheme can apply for a loan amount to improve their cultivation. 
  • A loan amount can be obtained up to Rs. 50,000 without an interest rate of 0%.

 

How to Apply for KALIA Scheme

 

The application process of the KALIA should be done to receive the beneficiary payment provided by the Government of Odisha. The farmers who tend to apply should check their eligibility before applying and the application process is completely offline. The steps to fill out the offline application form are mentioned below:

 

1. The farmers who wish to apply for the KALIA Scheme should visit the Gram Panchayat Office fill out the application form available there and submit it to the nodal officers of the Gram panchayat.
2. The application of the farmers will be evaluated by the nodal officer who is on the level of Gram Panchayat and submit the applications for approval to the Committee of  District Level.
3. A list with the names of the farmers who are approved for financial assistance will be provided to the Gram Panchayats, which can be checked by the applicants by visiting the Gram Panchayat or can be seen on the official website of the KALIA Scheme.

 

The farmers who are financially deprived can use this scheme and improve their cultivation and livelihood. The applicants can also update their Know Your Customer (KYC) documents on the official website and check their status regarding the beneficiary payment which will be settled directly to the registered account of the farmers.

 

Frequently Asked Questions (FAQs)

 

1) What is the rate of interest for the crop loan offered by the KALIA Scheme? 

Answer: The crop loan has an interest rate of 0%.

 

2) How much is given as financial assistance for landless households? 

Answer: Rs. 12,500 is provided as financial assistance.