Health is the biggest treasure. Any discrepancy in health is unpredictable. In a country like India, people suffer from several diseases. But few people can manage the finances of medical emergencies. To make medical expenses affordable, the Rajasthan government introduced the healthcare insurance ‘Mukhyamantri Chiranjeevi Yojana’ under the guidance of Chief Minister Ashok Gehlot. This scheme is a crucial initiative in the field of healthcare. The economically weaker sections of Rajasthan get insurance of Rs. 5 Lakh. There are some criteria for every scheme. The MCY Rajasthan reduces the financial burden on families. Because they get financial support for major health problems. Mukhyamantri Chiranjeevi Yojana improves the well-being of the people of the state.
Objectives of Mukhyamantri Chiranjeevi Yojana
Mukhyamantri Yojajna has several benefits for the residents of Rajasthan. The government of Rajasthan introduced this scheme for the welfare of underprivileged people. The prime objective of the Yojana is to give medical security to BPL, NFS and SECC families. Without depositing any premium for health insurance economically weaker section can get various health benefits. Other objectives are listed below-
- BPL, NFS and SECC families are included in the scheme.
- Families who are not eligible for the scheme can enrol by paying Rs. 850.
- Small Farmers and contractors are also included in the scheme.
- The scheme includes the beneficiaries of Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana.
- Yojana covers all major health problems, including COVID-19 treatment, hemodialysis, and cancer.
Benefits of Mukhyamantri Chiranjeevi Yojana
This healthcare Yojana gives a multitude of benefits to the people of Rajasthan. Here are several welfares of this scheme-
- Medical Insurance- The scheme gives free health benefits for BPLs and a nominal fee to be paid annually of Rs. 850 for non-BPLs. The medical insurance covers up to 5Lakhs of expenses.
- Private and Public healthcare- once people are enrolled for the scheme. They can avail of the scheme in both public and government hospitals.
- Cashless facilities- Cashless medical care is one of the vital benefits of this Yojana. Candidates can get substantial healthcare without giving cash.
- Medical Tests- Along with the treatment, several medical tests are included in this scheme. Almost 1576 tests are covered in this yojana.
- Pre and Post-Hospitalisation Coverage- Both post and pre-hospitalisation expenses are covered under this scheme. 5 days before admission and 15 days post-discharge from the hospital. All tests and treatments are covered under the scheme.
Eligibility for Mukhyamantri Chiranjeevi Yojana
There is a specific eligibility criteria for every Yojana. To enjoy the benefits of Yojsns, people have to meet the requirements-
- The person should be a permanent resident of Rajasthan.
- Others who are eligible for the scheme are SECC 2011 registered families.
- NFS cardholders get the benefits of Yojana.
- Small farmers and all department Samvida workers.
- Families who are mentioned in the COVID-19 list.
- Agricultural contractors.
Documents required for Mukhyamantri Chiranjeevi Yojana
There are some requirements for Mukhyamantri Chiranjeevi Yojana-
- Aadhar Card for ID proof.
- Current Passport-size Photo for Identification
- Address proof in case of permanent resident, photocopy of resident papers to be attached with other documents.
- Category certificate in case of BPL
- Ration Card
- Mobile numbers are registered during registration.
- Bank details
Steps to Register for the Mukhamantri Chiranjeevi Yojana
For BPL and small farmers, here are some easy steps to follow while registering for the scheme-
Step 1: The beneficiary must visit the SSO Portal (www.sso.rajasthan) and create an account. For the offline mode, you can visit E Mitra Kendra.
Step 2: On completing the form. Credentials will be provided.
Step 3: ID and password are used to access the registered account.
Step 4: Before submitting the form, make sure to take a copy of the form.
For the beneficiaries who are non-BPL, the steps are different. Here they are mentioned-
Step 1- The beneficiary must visit the SSO portal.
Step 2– Non-BPLs must pay a premium of Rs. 850 per year per family to get the insurance benefits. The amount is paid digitally or offline to E Mitra Centre.
Step 3– On completing the registration. Credentials will be given.
Step 4– ID and Password are used to access the account.
Step 5– Before submitting the form, make sure to have a copy of the form.
Conclusion
The health care schemes are crucial for the development of the country. People’s well-being is a deciding factor for the country’s development. Such medical insurance with zero premiums covers major health care problems. The Mukhyamantri Chiranjeevi Yojana gives maximum insurance of Rupees 5 Lakh. The scheme covers wide categories. From BPLs to Contract farmers and workers. Yojana includes several medical facilities at affordable prices. The medical tests along with treatments are a part of the scheme. The people who are fighting with fatal diseases with no financial help find this scheme like a reward coming from God. The best part of this Yojana is it does not apply to BPLs and NRC cardholders only. It applies to all people across Rajasthan with a nominal premium of Rs. 850 annually. The government of Rajasthan ensures that everyone gets the opportunity to receive healthcare benefits irrespective of their financial status.
